Bread-Bakers v100.n049.6

I am having a problem with my loaves being dry and crumbly.  I have tried a 
variety of recipes and still have the problem.  I would love to be able to 
have a piece of bread that didn't crumble away when you spread jam or 
butter on it, but have no clue what I am doing wrong or what I am missing 
in my doughs.  Can anyone help with this dilemma?

Much thanks in advance for the help, I love this list!!!
Sally E